I have a fictional friend who likes to stop by her local Starbucks on her way to work in the morning. I haven’t been to a Starbucks Coffee store in a while so I’m not sure what the going rate for fancy coffee is, but I think she pays about $37 a day for her latte cappuccino frappuccino mucho grande drink. She only makes about twelve cents an hour - did I mention she works in a sweat shop in a third-world East Asian country and writes blog reviews in bad English to supplement her income? Anyway, she really wanted her coffee one day last week but she didn’t quite have the $37 needed. Another fictional friend recommended she get a payday loan. She was afraid she would get fired if she used the fax machine at her sweat shop to send in the paperwork, but her friend told her about this new company that will offer a no faxing payday loan.

What a great solution! She went to this company called Personal Cash Advance and found just what she needed. As she’s a pretty savvy blogger, she noticed this site had a decent page rank and fairly high Alexa ranking so she knew it was a reputable organization. After a few minutes of browsing their website, she was easily able to apply for a no faxing payday loan and get enough money to support her Starbucks habit for the next two weeks! “Wow,” my fictional friend said. “I’m going to recommend them to all my blogging friends who work in sweat shops.”