I’ve never thought of applying for a credit card online before as I get about seven solicitations a week in the regular mail saying I’m “pre-approved” for this card or that one. But what about those unfortunate people who don’t get all these offers for credit cards in the mail? What are they to do?? I suppose if they were looking for credit cards, they could use a site like the one I’m reviewing right now. It’s actually a pretty clever concept. The company is called Your Credit Network and they started as a general information site about credit cards, their offers and overall financial planning. I guess the site was successful enough that now they offer a feature where users can search for the latest and greatest credit card offers and apply online.

It doesn’t look like the site was intended (nor is it currently) about making money from applicants. It’s about providing comprehensive information for people researching the various credit cards. What I liked best about the site was their ease of navigation and how they broke down the different sections. A user can search for information about: low interest credit cards, instant approval credit cards, cards that offer rewards programs, or cards for people who may have no credit history or a history of bad credit. And they rank them by a certain algorithm and based on user feedback. It appears to be a pretty useful site for anyone researching their opportunities about credit cards.