Have you ever wondered why insurance companies will charge more to insure 18 year old little Johnny Redneck and his souped up 1969 Camaro? It’s because statistically, he’s much more likely to slam his car into a pole when peeling out leaving the Dairy Queen. But why is this? Is it because he’s a knucklehead? Mostly, yes. And he’s young and immature.

If you’re in the market for a new auto insurance company and want to find out some current rates for insuring your own adolescent driver, take a look at a site I stumbled across recently. It’s called CarInsuranceRates.com and it’s mostly an informational website that helps consumers find the best auto insurance rates. The website is pretty professional and fairly easy to navigate. Plus, they’ve got a solid archive of articles and advice about finding the best car insurance.

One interesting article I read addressed the very subject I mentioned above - insuring adolescent drivers. We all remember the days when our parents complained about the high rates for insuring teen drivers. And, well, the statistics say that this is probably a pretty fair policy as teenagers have proportionately more accidents than more mature and experienced drivers. In fact, any reputable auto insurance company will start giving price breaks to drivers after they turn 21 and again at age 25. But they also give breaks to drivers who get married. Why do you think this is? I guess the statistics say that married people are more responsible. I wonder if my wife thinks that about me…